Established
2013
Employees
212
Customers
130 000
founder
Tsvetan Krastev
CEO

Our Headquarters

Discover Access Finance AD in Sofia, Bulgaria, a vibrant financial innovation hub. Nestled in the city's heart, our Sofia office blends cutting-edge financial solutions with Bulgaria's rich cultural heritage, offering a dynamic environment for both clients and employees.

  • Competitive Compensation
  • Work-Life Balance
  • Professional Development Opportunity
  • And Many More Benefits

Explore Our Innovative Financial Products in Sofia

Bulgaria's Gateway to Cutting-Edge Finance Solutions

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attractive

Other Locations

Our international operations are tailored to the needs of markets at different stages of maturity

founder
Tsvetan Krastev
CEO

Tsvetan Krastev, a visionary leader with over 15 years of expertise in consumer lending and payment services, has been Co-founder, shareholder and CEO of Access Finance AD since 2013. He is also a founding member of Easy Payment Services Ltd. (Credit card issuer – a principal member of Mastercard) and holds significant roles on the Management Board of the MFG. His academic credentials include a Master's Degree in Economics from the University of National and World Economy. As a Board Member of Access Finance AD, he provides strategic direction and oversight, ensuring company growth and success.

Mr Krastev's leadership has successfully launched and expanded Access Finance's credit card and other lending products across European markets such as Bulgaria, Poland, Romania, North Macedonia, and Spain. His tenure as CEO is marked by a dedication to R&D in financial products, business development, and international growth.

Before becoming CEO of Access Finance AD, Tsvetan served as the Chief Operations Officer at Easy Asset Management AD (Easy Credit). His expertise is further highlighted by establishing several successful consumer lending and payment services entities, including AXI Finance IFN S.A. (Romania), Easy Payment Services Ltd (Bulgaria), and Easy Payment Services sp. z o.o. (Poland), and Access Finance SL (Spain).

Mr Krastev's journey with the MFG began at Easy Asset Management AD (Easy Credit). in 2007 as a credit inspector. His initial short-term role transformed when he introduced a novel product idea, leading to his rise as the COO of Easy Credit. By 2013, in collaboration with a colleague, he pioneered the development of White Card with Access Finance AD, a startup that began in a modest office space.

Tsvetan’s core strengths encompass product development, business set-up, portfolio management, and strategic planning. As a visionary leader, his responsibilities transcend daily operations. He is fervently dedicated to broadening financial accessibility, fostering innovation in fintech, and ensuring that Access Finance AD and its associated ventures remain industry leaders. His transition from a credit inspector to a CEO and Board Member is a testament to his dedication, leadership prowess, and capability to metamorphose ideas into thriving ventures.